Capitalizing on New Years Resolutions

Weight loss is one of the most popular New Year's resolutions. Everyone's just come through a wicked food-centered holiday season, from Halloween candy to turkey to ham dinners to Christmas cookies to New Year's Eve parties. We've probably all put on at least a couple pounds and are looking to the New Year to bring about changes. Many, many, MANY people are resolving to lose weight in the New Year. Now is the time for YOU to help them accomplish their goals!

If you haven't already done so, get your weight loss items listed as quickly as possible! Exercise videos, exercise equipment, workout clothes, scales, diet cookbooks ... people are looking for these things right now.

I just sold this a few minutes ago. This is the fourth Deal-a-Meal that I've sold. The very first one I bought, I actually bought for myself. I paid $1.50 for it and was so excited to start using it! But then I looked it up on eBay and saw how much they were selling for and figured I could do any old diet. I didn't NEED a Deal-a-Meal. So I put that first one up for auction and was lucky enough to get two international buyers fighting over it. It went for over $100. It was a fluke, because I don't recall seeing one go that high since. I'm pretty sure it was because I was willing to ship internationally, and there just happened to be two international buyers looking for one at the same time.

The second one I sold only went for $20. The third went for $40. This one went for $60. I think it just depends on the time of year and who is looking at it. The $20 and $40 were both mid-year, buy it now or best offer. Diet aids just doing go quite as high mid-year as they do the end of December into early January. So now is the time to get those things listed. Good luck!

**that's totally me in that top picture, by the way ... snort ...

My Top eBay Moments This Week

I almost forgot to do my top moments post this week! Ack!

With all the horror stories of psycho Christmas buyers, I was really expecting to get at least ONE complaint last week, but I had none! No non-paying buyers, no returns. Oh - I did have a complaint that a pair of Clarks broke the first time the buyer wore them. Clarks are kind of notorious for that. I've gotten probably 5 or 6 complaints of the same thing during my time selling on eBay. Because I know Clarks have a tendency to do that when they get old, I don't even ask for pictures anymore. I just apologize profusely. I let the customer know that I inspect all of my shoes before I list them, and that I can't possibly predict what will happen to them later, but of course I will refund your entire purchase price and shipping. They have all been understanding so far.

I sold 48 items last week, 11 of which were shoes. My favorites:

I bought these back in March. When the time came to list them, I couldn't decide whether they were brown or black, so I decided to keep them. I wore the heck out of them this summer, but quickly got tired of them. They were in pretty worn condition, so I dumped them cheap. But they sold very quickly.

• Acquired: 3/12/11 (my sister-in-law picked them up for me)
• Listed On: 12/12/11
• Sold On: 12/23/11
• Paid: $6.90 (got that much back out of them just by wearing them all summer)
• Sold For: $15 (-$4.90 shipping)

I was SO GLAD to see these go! I have had them since LAST October. Yes, LAST October. I kept meaning to take better pictures, but I just never got around to it.

• Acquired: 10/9/10 (sister-in-law)
• Listed: ?/2010
• Sold: 12/27/2011
• Paid: $3.90
• Sold For: $17 + shipping

This was a super-fast flip! I probably could have gotten more for it, because it's a pretty cool mug, but I'm really enjoying all my fast flips lately. Always pick up 3D animal mugs.

• Acquired: 12/23/11 (local Goodwill)
• Listed On: 12/27/11 (how do you like that? 4 days after I bought it!)
• Sold On: 12/28/11
• Paid: $2.11
• Sold For: $20 + shipping

I "knew" this was a mistake as soon as I got it home. It's a V-Tech BigTop laptop. I tossed it on the pile and moved on to better things. Then during my crazed list-everything-in-sight mode last week, I decided to clean this up and get rid of it. I listed it with free shipping, thinking it would fit into a side-loading Regional A box (and ship as a 2 lb. package), but it didn't fit, so I had to ship it as a regular 3 1/2 lb package. That wouldn't have been a problem, except naturally, someone in California bought it. But I'm still happy with how it ended up, considering I probably shouldn't have bought it to begin with.

• Acquired: 11/15/11 (local Goodwill)
• Listed On: 12/19/11
• Sold On: 12/24/11
• Paid: $2.17
• Sold for: $24.99 (-$9.37 shipping)

The woman who bought this drove a hard bargain. We went back and forth in an offer/counter-offer several times. I decided to check the feedback she left for others and saw my eBay username on there! She was a previous customer and I didn't even know it! Because of that, I sold this for a little less than I would have liked, but I'm ok with that since she was a repeat buyer. She had previously bought a large Cheer Bear Care Bear for $25 and free shipping, so that's what I sold this one for. I am down to just one huge Care Bear. They all sold during November and December. Note to self (and to you!): pick these up and be sure they are all listed for next Christmas selling season.

• Acquired: 9/3/11 (yard sale)
• Listed On: 9/18/11
• Sold On: 12/29/11
• Paid: $1.00
• Sold For: $25.00 (-$6.57 shipping)

Always, always, ALWAYS buy these. I cannot keep these in stock. This is the Clairol Style Setter. Sometimes they say that on the cover, sometimes they don't. There is more than one Clairol Style Setter out there, but the red base always sells quickly for me. I have gotten anywhere from $24.99 - $39.99 for these. I had 2 sets to list the other day, so I put them both in the same listing for $39.99 or best offer, plus shipping, and I put that I had 2 available. I had a woman make me an offer for BOTH sets. I quickly jumped on it, not only because it was a good offer, but because she was buying both. I'm always willing to sell things a little lower if they buy more than one.

• Acquired: 9/23/11 (local Goodwill) and 10/21 (getaway weekend in West Virginia)
• Listed On: 12/20/11
• Sold On: 12/26/11
• Paid: $3.17 and $3.98
• Sold For: $30 each + shipping

Another very fast flip this week! I'm not sure what made these Clarks sell so quickly, but I don't ask questions :)

• Acquired: 12/23/11
• Listed On: 12/27/11
• Sold On: 12/28/11
• Paid: $2.99
• Sold For: $30.00 + shipping

I bought this at an auction over the summer that was to benefit a good family friend of ours with cancer. It was in the original box, but the box was in BAD shape. When I saw it, I just knew it was going to go higher than I wanted to pay for it. But I gave it some thought and decided I'd be willing to go as high as $10 for it (big spender, I know...). The evening went on and on and on and ON, and this gem didn't even make it out from under the table. I finally asked a friend of mine who was a runner that evening to please drag it out so I could bid on it. He gave me a funny look but pulled it right out. The auctioneer made fun of it, but started the bidding at $5. No bids, so he dropped to $2. Still no bids, so he dropped to $1. I bid and won it! What fun to get something for a tenth of what you had planned on paying! Took me awhile to get it listed, because I needed to test and clean it, but I finally got around to it the other week and I'm glad I did. It sold pretty quickly. I have another one (blue) that I'm hoping sells quickly too.

• Acquired: 8/12/11 (local auction)
• Listed On: 12/18/11
• Sold On: 12/29/11
• Paid: $1.00
• Sold for: $35.00 + shipping

We met some family for dinner last evening. I managed to keep from checking my email for most of dinner, but during dessert, I just couldn't help myself. Imagine my delight when I saw that this sold for my full asking price, which was a mere 7 cents less than our dinner bill! Another VERY quick flip!

• Acquired: 12/23/11
• Listed On: 12/27/11
• Sold On: 12/28/11
• Paid: $4.23
• Sold For: $59.99 + shipping

This was another item I regretted buying as soon as I got it home. They are Etienne Aigner, but they aren't even leather. I've never bought that brand, because I see it all the time. Brands that I see everywhere, I usually figure aren't worth the effort. But because these were tall boots with tall heels, I figured it was worth a shot. I was surprised at how high and how quickly they sold. This just goes to show that even those of us who have been doing this for awhile can't know everything about everything, and sometimes you just have to take a chance. Sometimes it's worth it, other times you'll get a dud. I listed them with free shipping, and naturally, they went to California again. Why do my free shipping listings attract the California buyers??

• Acquired: 11/1/11
• Listed On: 12/13/11
• Sold On: 12/24/11
• Paid: $4.99
• Sold For: $69.99 (-$11.43 shipping)

What were your favorite sales this week?

I've Got a Secret!

Remember when you were little and you kept a diary and you wrote every detail of your day in it? I have one of my old diaries from when I was 8 or 9. It is full of every detail ... who I played with at recess, what I wore to my violin lesson, what I got for my birthday. There was a fun combination of big events and everyday events too.

Well my secret is ... I know a blog that is just like that. Tina is a very dear friend of mine. She's recently started a blog that she writes just like a diary. She writes about her every day occurances (sales, returns, etc). She writes about big exciting things (awesome sales or finds). She writes tutorials, eBay policy updates... I'm pretty sure she writes about everything that happened that day that was eBay-related, whether it was big and exciting, or just a normal everyday event.

I really like the tone of her writing. I haven't come across an eBay blog with a similar style, so it's fun and refreshing. She'll draw you right in and make you feel like you're in on the secrets too! Go check her out - she'll be glad you came :)

Thrifting Fast Update

So how's it going? Have you all been shopping?

I haev a very exciting announcement about my shopping fast! I got ALL my old unlisted inventory listed last week! So I got to go shopping!  I found a lot of fun new goodies, which I got listed within 4 days. And you know what? 3 of them sold overnight!

Let me tell you - it is an AMAZING feeling to bring a bag of goodies into the house and list them and send them right back out again. It also feels pretty great to be out shopping guilt-free. I didn't have any thoughts in the back of my mind about the mountains and mountains of stuff I already have at home that I should list, so why am I buying more. It was just fun!

So I'd like to challenge you (and myself!) for 2012 ... get all your new purchases listed within one week of bringing them into the house. I am going to aim for 48 hours, but life does happen around here, so I'll officially give myself a full week. It's great not having bins of stuff all over the living room. I'm excited to see if I can keep that up. We can do this!!

Merry Christmas!

I am officially distracted by this little thing called Christmas. When given the choice between depreciation and Christmas celebration, I'm afraid Christmas will win out every time. :)

I make no promises about posting between Christmas and New Year's, but I will try. I wish you all a very Merry Christmas! See you soon!

My Top eBay Moments This Week

I had a pretty decent week. Sales just weren't as high as I was hoping for the week before Christmas, but I mostly sell used shoes, which just isn't very high up many people's wish lists, I guess. Sales were steady, so I shan't complain.

I sold 57 items, 10 of which were shoes. I did sell a lot of interesting items, rather than just the boring old shoes, clothes, and books. So it was fun packaging up a wider variety of stuff this week. It is amazing to me how many of my sales this week were of items that I had either JUST listed or that I had recently ended and listed as a "Sell Similar" item.

I don't recall that I had any problem buyers this week. I lucked out and haven't had any irate "Where Is My Item" customers (I got to be one of those myself this morning! And believe me - I was irate! But that's a whole different story ...). Anyway, I did get myself another Neutral feedback this week. Someone was disappointed in the condition of their game box. I might have had that one coming. I was pretty vague in my description about the condition of the box....

So here are my favorites - I had a lot of fun sales this week, so it's a long list!

I got this for Christmas when I was a little girl. Nearly a year ago, I decided to purge our massive stuffed animal collection. I thought this one would go fairly quickly, but apparently not. I sold it this week. Four days after I shipped it, I got a message from the buyer that she wanted to cancel this order, because she didn't realize she had actually gone all the way through the purchasing process. Really? The 2 times that you had to confirm your purchase, and logging in to Paypal, and logging in to eBay to confirm your payment, and the 2 emails you got from eBay and the email you got from Paypal, and then the shipping confirmation email you got from me weren't enough of a clue?? So I wrote her and said, "This shipped several days ago and tracking shows that it was delivered yesterday. Did you receive it?" She wrote back, very apologetic. She ordered mine first, then accidentally ordered a second one and intended to cancel the second one. She was very happy with mine and was excited to give it to her granddaughter for Christmas. That made me smile, to know that it was going to another little girl for Christmas 25 years after *I* had gotten it for Christmas. Happy ending!

• Acquired: 1987?
• Listed: 2010
• Sold on: 12/15
• Paid: $0
• Sold for: $16.99 + shipping

Remember this story? Those shoes FINALLY sold. No, I didn't get $35.99 for them, but I knew I wouldn't right from the start. That's what the Best Offer button is all about. I did ultimately end up clearancing them and offering free shipping, but the woman who bought these also bought them with another pair of shoes, and both pairs fit in a Regional Box A, so I was able to ship both pairs for around $8. This was a mistake purchase for more than one reason. First of all, I would never buy such dirty shoes now, and I am finding that canvas Clarks just don't sell well. I think I was lucky to break even on them.

• Acquired: 12/4/2010
• Listed: 12/?/2010
• Sold on: 12/18/2011
• Paid: $3.00
• Sold for: $20.00 - shipping

This was in a bin of Care Bears my sister-in-law bought for me in November. She only paid a dime for it, and I was glad, because she's in pretty worn condition. But I optimistically listed her for $21.99 with free shipping and to my surprise, she sold quite quickly! Paula - I owe you an apology! lol

• Acquired: 11/26/2011
• Listed: 11/27/2011
• Sold on: 12/17
• Paid: 10 cents
• Sold for: $21.99 - $2.09 shipping

I feel like I have had this stinkin' thing forEVER, but I see I just listed it in July. On December 15, I ended the listing and clicked on "Sell Similar."  Sell Similar is better than Relisting, because that tells eBay's search engines that it's a new item, so it gets moved up in search results. I saw the proof of this time and time again this week. I relisted on 12/15, sold on 12/21. Paid 14 cents, Sold for $24.00 (-$5.45 shipping).

• Acquired: 7/16/2011
• Listed: 7/??/2011
• Sold on: 12/21/2011
• Paid: 14 cents
• Sold for: $24.00 - $5.45 shipping

I bought this intending to set it aside until I had collected several Blues' Clues toys to list as a lot. I'm in desperate listing mode right now though, and I didn't want to wait, so I decided to list it and see what happened. This was another very quick seller!

• Acquired: 11/26/2011
• Listed on: 12/20/2011
• Sold on: 12/22/2011
• Paid: $2.11
• Sold for: $24.99 - $5.00 shipping

I've had this one for awhile too. It's a vintage Hoover hair dryer and nail dryer. I know production companies often buy this soft of thing for in movies, so I was optimistic. I priced it high ($49.99 or best offer), but I never got any offers, no watchers, and not very many hits. In October, I ended the listing and did a Sell Similar listing, dropping the price and removing the best offer option. Finally sold it this week! I have a few other similar ones that I just listed this week, so I'm hoping they move a lot more quickly than this first one did.

• Acquired: 5/31/2011
• Listed (Sell Similar) on: 10/18/2011
• Sold on: 12/18/2011
• Paid: $6.35
• Sold for: $25.00 + shipping

I bought this during an evening of very distracted shopping. My brother's girlfriend was with me, and she and I chattered the whole way through the store. Honestly, I got home and started pulling stuff out of my bag that I didn't even remember picking up! I looked at this and thought, "Why on earth did I buy this?? And why did I pay $3 for it?!"  And then I tossed it into my to-be-listed bin and forgot about it. Again, desperate listing mode led me to drag it out and clean it up and get it listed. Imagine my surprise when it sold for my full asking price overnight!! And mine was the most expensive one of this particular model that was listed. I don't understand that, but who am I to question??

• Acquired: 11/8/2011
• Listed: 12/19/2011
• Sold: 12/20/2011
• Paid: $3.17
• Sold: $27.99 - $4.90 shipping

My sister-in-law recently gave us a whole bunch of bags of clothes. She specifically said to keep what we wanted and to sell the rest. Knowing that we have a whole closet stuffed full of winter coats for our kids to grow into, I decided to sell this. It's a 2-part convertible Reebok coat. It has a lighter fleece jacket that you can zip into it for a heavier coat, or you can wear either part separately. It's a really really nice coat. I listed it for $39.99 or best offer and got a good offer not too long after I listed it. I shipped it out, and then a couple days ago, I realized my 8 year old's winter coat is too small for him now, so I headed into the closet, and to my horror, I discovered that we actually do NOT have a coat for him! So I guess I'll take the money from this sale and buy him a new one. Oops!

• Acquired: 11/26/2011
• Listed: 12/3/2011
• Sold: 12/18/2011
• Paid: $0
• Sold for: $29.99 - $7.83 shipping

I read long ago that Polaroid cameras sell really well, so I bought up several of them the next time I was out. And there they sat, NOT selling. I had just given up on them when they all sold within a few weeks of each other, all for my full asking price of $39.99 + shipping. Needless to say, I continue to buy Polaroids. I was lucky enough to buy one once with a used-up film cartridge in it that I've been able to use to test the cameras, so I think being able to say that they were tested and they work has really helped to sell them.

• Acquired: 11/23/2011
• Listed: 12/18/2011
• Sold: 12/19/2011
• Paid: $2.11
• Sold for: $30.00 + shipping

This one was crazy! I listed it the other night, and literally 3 minutes later, I got an offer on it! Because it took me so long to sell my Hoover one, I decided to go ahead and accept the offer on this one.

• Acquired: 10/1/2011
• Listed: 12/20/2011
• Sold: 12/20/2011
• Paid: $2.11
• Sold for: $30.00 + shipping (although they haven't paid yet)

Another crazy quick sale. I'm telling you, this week was amazing for quick flips! This was ours. Yes, we have an antenna. And an old, old tv. But we recently got basic cable, so we don't need our digital converter box anymore. We originally bought it with a voucher and got it for free, but I thought I'd list it and see if we could get a few bucks out of it. Again ... imagine my surprise when it sold 2 hours after listing it!

• Acquired: 2008?
• Listed: 12/20/2011
• Sold: 12/20/2011
• Paid: $0
• Sold: $32.99 - $4.70 shipping (it fit perfectly into a small box in a flat rate envelope!)

I am STILL laughing at this sale! My daughter bought this for my son several years ago for his birthday. I think she paid about $12 for it at Walmart. It's not like it's a vintage item. When his Hot Wheels collection outgrew this holder, I put it in our yard sale with a $3 price tag on it. No one showed any interest in it at all. I recently went through our unsold yard sale items and pulled out a few things that I thought I'd give one last chance to on eBay. This was one of them. I figured I'd list it for $9.99 and hope for the best. As I started researching it, the first listing that came up was for $35+. I laughed at that seller for thinking they'd get that much. But the more I researched, the more I was amazed at what these things are actually selling for!! Most are going for $35-40 at auction, so I decided to price mine just under the highest auction listing and hoped to catch someone who missed winning the auction. It sold 2 days after I listed it, so my plan worked!

• Acquired: 2007?
• Listed: 12/18/2011
• Sold: 12/20/2011
• Paid: $12?
• Sold for: $39.99 (-$4.90 shipping)

I haven't sold much lately from the big yard sale I went to in September, so I was pleased with this sale. I bought this coat the first day of the sale, so it was NOT half off. I did pay too much for it, but that's ok. I had a buyer make me a too-low offer, so we counter-offered back and forth several times. I could have held out for $10 more in the spring, but I decided it wasn't worth it to hold it for 4 months for just $10 more, so I finally took her offer.

• Acquired: 9/2/2011
• Listed: 9/9/2011
• Sold: 12/16/2011
• Paid: $16.00
• Sold for: $50.00 + shipping

And to add to my son's delight about the money he'll get for his Hot Wheels car, he also had a box set of Magic School Bus books that he asked me to sell for him. I checked eBay, and that particular set wasn't even selling for $8.99, so I opted to list that on Amazon. I like to list on Amazon, because you can list it and forget about it. And forget about it I did. Until I woke up to an email this morning that his set had sold ... for $39.99!! So my son has had a remarkable sales week this week too!

Thanks for sticking with me through that epic post... How was your week?

Almost Done! - Home Office Expense

I needed the weekend off :)

Part One
Part Two
Schedule C Tax Form
Schedule C Instructions

And remember: I'm not a tax accountant. Always double-check my comments by reading the instructions for yourself or by consulting your tax accountant.

Today we'll go over the Form 8829 for your home office expenses. Here are the instructions for that. I will be honest. This is the first year I have used this, so I will be learning right along with you. We will just read one line at a time and research it. It looks pretty self-explanatory.

Line 1 - Area used regularly and exclusively for business. They are looking for square footage here. You will measure your eBay room and put the square footage on Line 1. The instructions say this:

Your home office will qualify as your principal place of business if you meet the following requirements.

• You use it exclusively and regularly for administrative or management activities of your trade or business.
• You have no other fixed location where you conduct substantial administrative or management activities of your trade or business.

You can also deduct expenses that apply to space within your home used on a regular basis to store inventory or product samples from your trade or business of selling products at retail or wholesale. Your home must be the only fixed location of your trade or business.

Line 2 - Total Area of Your Home. Again, enter the square footage of your entire home on this line. We will use this to figure what percentage of your home is made up by your eBay space.

Line 3 - Divide Line 1 by Line 2. Enter the result as a percentage. My home is 2200 square feet. My eBay room is 146 square feet. 146 divided by 2200 = .067, or 6.7%. That number will go on Line 3.

Line 4 - Multiply Days Used for Daycare During Year by Hours Used Per Day. We are eBay sellers, not babysitters. This will be 0.

Line 5 - Total hours available for use during the year. We're ignoring this as well.

Line 6 - Divide Line 4 by Line 5. Since Line 4 was 0, Line 6 will be 0. Lines 4-6 are for people who run a daycare in their home.

Line 7 - Business Percentage. Daycare providers do something different. All others enter the number from Line 3. Enter the number from Line 3 :)  This number is the percentage of your home that is used for business.

Line 8 - Enter the amount from Schedule C, line 29 .... Basically, we need to do just that. If you made money outside of your home office, then you'll need to read the instructions to see how to determine the number that goes here. Also, it looks like any profit or loss from selling your home would need special consideration too. If that applies to you, read the instructions, but I think most of us can just enter the amount from Line 29 of our Schedule C.

Line 9 - Casualty Losses. Looks like this is another special situation - theft or fire damage to your inventory or office space, I think?

Line 10 - Deductible mortgage interest. Deduct the portion of your mortgage interest that is deductible on a Schedule A. You will definitely want to read the instructions for this. This number may be limited, depending on your Adjusted Gross Income. Something very important that I'd like to point out here ... if we end up itemizing this year (filling out a Schedule A instead of taking the standard deduction), I'll need to remember to only deduct 93.3% of our mortgage interest on my Schedule A, since I'll have already deducted 6.7% of it on the Business Use of Your Home form.

Line 11 - Real estate taxes. This is the same process as mortgage interest. You'll find your real estate taxes paid on the same form as your mortgage interest paid (1098). Remember to split the percentage correctly.

Line 12-15 are basic arithmetic problems.

This looks like a big chunk, but a lot of it is simple arithmetic. For lines 16 through 20, column A is for direct expenses, column B is for indirect. Column A is for things like painting or repairs in your eBay room - expenses that were directly used for your eBay space. Column B is for things that benefit your whole home, but a portion of it benefits your eBay space. There are exceptions to this. The example in the instructions is a good one:

Line 16 - Excess mortgage interest. If your mortgage interest deduction was limited because of your adjusted gross income, then you can enter the rest of it here.

Line 17, 19, and 20 - Insurance, Repairs and Maintenance, and Utilities. Enter the full amount of the insurance, repairs, maintenance, and utilities that you paid for your home through the year.

Line 18 - Rent. If you rent your home, then you'll put your full rent paid on this line. If your housing is provided free of charge and is tax exempt, you may not deduct any rent.

Line 21 - Other expenses. If you have any other home office expenses that aren't included in lines 9 through 20, then put them here. I can't think of anything that might go in here, and the instructions don't give any examples.

Line 22 - Add lines 16 through 21. This is the total expenses paid on your whole home.

Line 23 - Multiply line 22 (column B) by the amount on line 7. This is the percentage of your whole home expenses that just your eBay space used.

Line 24 - Carryover of operating expenses from 2010 Form 8829. If you filled this form out last year, then find it and copy line 42 from last year's Form 8829 onto this year's Form 8829 Line 24.

Line 25 - Add line 22 (column A), line 23 and line 24. Simple arithmetic.

Line 26 - Allowable operating expenses. Enter the smaller of line 15 or line 25.

Line 27 - Limit on excess casualty losses. Subtract line 26 from line 15.

Line 28 - Excess casualty losses. If you had casualty losses (from theft or fire, for example), you would have figured that number on line 9. If they were limited, then you can take the amount that was over what you wrote on line 9 and multiply it by the percentage on line 7. That number goes here on line 28.

(Who was it that said this all looked easy and self-explanatory??)

Line 29 - Depreciation of your home from line 41 below. We'll be doing that section in my next blog post.

Line 30 - Carryover of excess casualty losses from 2010. If you had home business expenses last year and had casualty losses last year that you weren't able to deduct, you can enter that carryover amount here. Check your 2010 Form 8829. Copy the number from line 43 onto this year's Form 8829 Line 30.

Line 31-35 are all arithmetic. Yay! I love it when we get to that part, because it's easy and I don't have to think. :)

Ok. That is a LOT for today. I'll have to study the depreciation section before blogging about it. That may be a day or two, but that's ok. I don't want to get burned out, and I don't want you to give up on me. I may do a light post or two between now and then. This is supposed to be a fun place, not a heavy one full of hard work. :)